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Life, Love, & Money
With Kimlee
Long Island Advice
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 Welcome~
Life,
Love and Money are all such essentials in the regular day-to-day…
When
was the last time that you did or didn’t think about your life, love or your
money? What is life without love?
How about life without money? What is going on in your life? What
would you like to share? Do you need some advice?
Let me hear what is going on in your day-to-day…
~Kimlee |
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EDITORIAL OF THE WEEK
Monday,
May 8, 2006
Author: Kimlee, Financial & Advice Specialist
But It's only $25 a Month
Just $25.00... That’s how much a special feature on my cellular phone service
was, before I cancelled it. Now, it’s zero a month, which is even better. This
morning, I caught myself thinking, “but it’s only $25 a month.” And the cable is
only $35, the newspaper delivery is only $12.00, and those sodas we like to buy
while we’re driving around running errands are only $1.19, Starbucks regular
coffee $2.00....
But let’s take that just one step
further. The extras on the cell phone
for $25 a month equals $300 each year.
Cable TV, at $35 a month, equals a
whopping $420. That inexpensive
newspaper subscription (even just $12
for the weekends), will cost you $144.
Sodas at $1.19, let’s say three times a
week, comes out to $185.64 per year!
Just these few items come to a grand
total of $1049.64!!!
It’s so easy to fall into the “it’s only
$25 a month” thinking, most of us know
better but we still do it. Right now, my
priorities are just in a different
place. It’s not that I can’t “afford”
certain things, its just that larger
goals and future stability is more
important to me.
This morning I thought about lots of
things that would also be nice to have,
all of them costing just around $10 -
$20 a month. But I knew that each one
represented a bigger number (when
multiplied times 12 months), and though
by themselves they may seem small, add
too many of them and you can have quite
a dangerous threat to my
budget--Especially when you add INTEREST
into the mix and you are paying someone
a heavy interest rate to finance that
$10-$20 a month...you get the picture!!
So, next time you find yourself thinking
"it’s only going to cost $25 a month,"
get your calculator out and think again.
 have
the courage to question & challenge the status quo... refuse to
accept "traditional" thinking and answers as fact....
~Kimlee
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